CURRENT RATES

Auto | 1.99 % APR*

Home Equity | 4.75 % APR*

Money Market | .15 % APY**

CD's | 1.36% APY**

Loan Rates | Savings Rates | Fees

*as low as | **as high as

COMMUNITY
Account Fees:     Effective February 15th  2013
The following fees are associated with credit union services:  


Service Fee  
Auto License Sticker Fee $5.50  
ATM Transaction or Inquiry at Non Owned Machine  $1.00  
Copy of Paid Share Draft $3.00  
Dormant account fee (after 12 months inactive) $2.00  
Fax Copy $1.00  
Garnishment/Tax Levy Administration Fee $50.00  
International Check sent for collection $25.00  
Insufficient Funds (NSF) Per Item $29.00  
Courtesy Pay $29.00  
Closing account before 90 days $5.00  
Cashiers Check $2.00  
Money Orders (Free to members 55 and over 5 per visit) $1.00  
Corporate Checks $1.00  
Overdraft Transfers  $5.00  
Replacement Lost Debit, Visa and/or ATM Card  1 free $5.00  
Return Deposit/Loan Payment Check $20.00  
Safe Deposit Box (cost per size of box) $15.00-$60.00  
Safe Deposit Box Drilling $100.00  
Safe Deposit Box Lost Key  $25.00  
Balancing Research per hour $20 miminum $20.00  
Stop Payment Credit Union Checks $29.00  
Stop Payments (Check or Electronic) $29.00  
Stop Payments for a Range of Checks (must be consecutive order) $34.00  
VISA-Return Check Fee and Declined Convenience Check $25.00  
VISA International Service Assessment Fee (percent of transaction) 1%  
VISA Gift Card (Members) $3.00  
VISA Gift Card (Non-Members) $3.00  
Wire Transfer (Incoming) $0.00  
Wire Transfer (Outgoing) $20.00  
Wire Transfer (International) $40.00  
Western Union $20.00  
Copies for members .25 cents per page